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Economic Self - Sufficiency Program


Economic Self - Sufficiency Program

Peninsula Family Service

Makes small loans to working families.


Provides fixed 8% short term loans to eligible applicants for the purchase of a reliable, used autmobile. Loans are up to $6,000 over 2 1/2 years (30 months). Funds must go towards the entire purchase of the automobile. Peninsula Family Service originates loans and collaborates with commercial partner banks to service the loans, helping clients build credit histories. Formerly known as Family Service Agency of San Mateo County, Ways to Work Family Loan Program.


Public Transit:

SAMTRANS stops within 1 block. CALTRAIN stops within 6 blocks.
24 Second Avenue, San Mateo, CA 94401 37.5639394 -122.3263232 Other

Service Options

Languages Spoken:

  • Hindi
  • Spanish

Accessibility Options:

  • Wheelchair



$60 application fee. Cash or checks accepted.


Target group: Low-income working families with children transitioning from welfare to work and poor or who do not have access to conventional credit


Eligibility: Low-income family with legal custody of a minor child or an involved parent of a dependent minor child. Must reside and/or work in San Mateo County. Must be working and have verifiable income and ability to pay off loan. No bankruptcies in the past two years and unable to qualify for other funding sources. Loans approved by loan committee.

How to Apply:

Phone for information.

Service Areas:

  • San Mateo County