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Redwood City Home Improvement Loan Program


Redwood City Home Improvement Loan Program

Administers state and federal home rehabilitation loan programs in Redwood City.


Provides loans for home improvement to owners who meet income qualification and landlords whose tenants meet income criteria. Loans are 3% interest with 15-year terms. Maximum loan is $65,000 for a single family unit, and $30,000/unit for multi-family building. A supplemental grant in conjunction with rehabilitation loan to owner-occupied unit for testing and removal of lead-based paint hazards.


Public Transit:

SAMTRANS and CALTRAIN stop within 1 block.
1017 Middlefield Road, Redwood City, CA 94063 37.485317 -122.227276 Other

Service Options

Languages Spoken:

  • Spanish

Accessibility Options:

  • Wheelchair



No application fee. Escrow fees are paid from loan funds.


Households earning 80% or less of area median income


Low-income homeowners in Redwood City, or investor-owners with 51% of units occupied by low-income persons (earning no more than 80% of area merdian income)

How to Apply:

Call, email or come by to request an application.

Service Wait Estimate:

Loan applications are approved once a month.

Service Areas:

  • Redwood City