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Redwood City Home Improvement Loan Program

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Redwood City Home Improvement Loan Program

Administers state and federal home rehabilitation loan programs in Redwood City.

Description:

Provides loans for home improvement to owners who meet income qualification and landlords whose tenants meet income criteria. Loans are 3% interest with 15-year terms. Maximum loan is $65,000 for a single family unit, and $30,000/unit for multi-family building. A supplemental grant in conjunction with rehabilitation loan to owner-occupied unit for testing and removal of lead-based paint hazards.

Location

Public Transit:

SAMTRANS and CALTRAIN stop within 1 block.
1017 Middlefield Road, Redwood City, CA 94063 37.485317 -122.227276 Other

Service Options

Languages Spoken:

  • Spanish

Accessibility Options:

  • Wheelchair

Services

Fees:

No application fee. Escrow fees are paid from loan funds.

Audience:

Households earning 80% or less of area median income

Eligibility:

Low-income homeowners in Redwood City, or investor-owners with 51% of units occupied by low-income persons (earning no more than 80% of area merdian income)

How to Apply:

Call, email or come by to request an application.

Service Wait Estimate:

Loan applications are approved once a month.

Service Areas:

  • Redwood City