Description:Chapter 13 is a form of bankruptcy. Under this plan the debtor pays back debts within three to five years while late charges, usually interest charges, levies, garnishments, wage attachments, unauthorized repossessions and home foreclosures are stopped.
Public Transit:Varies according to location of service.
Fees:Vary according to case. Cashiers checks and money orders accepted.
Audience:Individuals and small businesses
Eligibility:Individual or small business with an unsecured debt of under $360,475 or secured debt of under $1,081,400
How to Apply:File bankruptcy through attorney.
Service Wait Estimate:No wait.
- Monterey County
- San Benito County
- Santa Clara County
- Santa Cruz County